The Impact of IDEMIA’s Technology

IDEMIA’s impact is already widespread. They are making over 2.3 billion euros in revenue and have over 1500 active patent families. Furthermore, IDEMIA is accredited for the world’s largest biometric deployment in Aadhaar, India. Their IDWay solution has benefitted over 1.3 billion people there.
IDEMIA has a wide range of products suited to the needs of a diverse set of companies. As governments work to modernize bureaucratic processes and companies continue to innovate, IDEMIA’s product range will continue to grow. All this speaks to the steadfast future IDEMIA has ahead of them. With a wide range of adaptable products, IDEMIA is expanding in all directions

IDEX är med på en hel del hoppas jag 🙏

Om den är VISA då är Mastercard, UnionPay, VISA

Snart kommer VISA certifiering 🤞

Ny børsmelding:

https://newsweb.oslobors.no/message/522767

Ser jo positivt ut!

Mexico’s national biometric register of mobile phone users proposal advances

https://www.biometricupdate.com/202101/mexicos-national-biometric-register-of-mobile-phone-users-proposal-advances

Ifølge artikkelen over, er produsenten av BNP Paribas sine BPC med FPC sensor franske Thales, og ifølge Thales er 80% (4/5) av de ca 10.000 BNP Paribas kundene som har fått et slikt kort, fornøyde med kortet. Overraskende lavt sammenlignet med markedsføringen til FPC og IDEX.

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Ifølge artikkelen er (i Frankrike antar jeg) ved point-of-sale (korteieren har kortet i hånden) fysisk betaling med kort + PIN svindelraten = 0,01%, dvs 1 euro svindlet for hver 10.000 euro omsatt.

Ved point-of-sale (korteieren har kortet i hånden) fysisk kontaktløs betaling er svindelraten = 0,019%, dvs nesten 2 euro svindlet for hver 10.000 euro omsatt. Mao nesten dobbelt så høy som for point-of-sale med PIN.

For ONLINE handel med kortbetaling er svindelraten = 0,17%, dvs 17 euro svindlet for hver 10.000 euro omsatt. Dvs at online svindelraten er hhv 17 og 8,5 ganger høyere enn ved point-of-sale betaling med PIN hhv kontaktløst.

Lagt sammen, gir det for kortbruk en samlet svindelrate = 0,2%, dvs 20 euro svindlet for hver 10.000 euro omsatt:
• point-of-sale kort + PIN svindel = 5% av all kortsvindel (i Frankrike)
• point-of-sale kontaktløs svindel = 10% av all kortsvindel (i Frankrike)
• online svindel = 85% av all kortsvindel (i Frankrike)

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Bank card: what will change in 2021 for the security of your payments?
https://www.moneyvox.fr/carte-bancaire/actualites/82733/ce-qui-change-en-2021-pour-la-securite-de-vos-paiements
«In 2019, the level of fraud was 17 times higher for online payments than for payments in physical stores!»

Mastercard i France med FrenchSys 130 Miljoner kunder

Press Releases
Mastercard joins forces with FrenchSys to enhance and speed up the roll-out of new payment features and innovations across France

Paris, 18 January 2021

Every year, 130 million French and international consumers enjoy easy access to French electronic banking services, where transaction volumes are growing rapidly. While France has historically been a forerunner in card payment technology, it needs to constantly innovate to remain at the leading edge along with its European counterparts.

In addition to complying with European payment regulations, it is becoming increasingly important to provide features and innovations that meet the needs of consumers and merchants alike. In this context, it is vital for Mastercard to ensure that its products and services are rolled out in France under optimal conditions.

It is against this backdrop that Mastercard and FrenchSys – a company aimed at facilitating the development of card payment acceptance in France – have decided to form a partnership. On the basis of this agreement, Mastercard’s developments and innovations in payment technology will be made more readily available and make for easier deployment in line with other European countries. Some of these benefits include contactless payment with PIN code entry and no amount limit, card refunds immediately credited to an account, or innovations such as Mastercard’s new sound identity built into the payment process.

“We are delighted about our partnership with FrenchSys, which aims to enhance the quality of service we provide to merchants and consumers by making our payment features more readily available so as to deliver a better shopping experience. This agreement illustrates our determination to deploy more and more innovative, practical and secure products and services across the French market. This partnership will enable the banks adopting the system to develop their business thanks to improved integration of the solutions Mastercard deploys for retailers and businesses,” says Solveig Honoré Hatton, CEO of Mastercard France.

“Through this agreement with Mastercard, FrenchSys gains another opportunity to bring its customers the advantages of its multi-scheme card and payment method acceptance facilitation and consolidation offering in France. Operating at the very core of the digital payment ecosystem in France, FrenchSys can help card schemes such as Mastercard to accelerate innovation roll-out in France, support merchant banks wishing to take advantage of all the innovative features of card schemes and work with payment acceptance solution developers to improve and optimise their offering across the French market” adds Régis Folbaum, Chairman of FrenchSys.




https://www.frenchsys.com/news/

Fant en artikkel til, og nyere, om BNP Paribas og BPC:
https://www.moneyvox.fr/tarif-bancaire/actualites/82762/bnp-paribas-la-carte-bancaire-biometrique-va-couter-pres-de-160-euros

Der står det at BNP Paribas kun vil tilby BPC ifm Visa Premier medlemskap som koster EUR 134 (NOK 1.400) per år.
For kort med sensor (BPC), kommer per år EUR 24 (NOK 250) i tillegg, slik at Visa Premier kort med FPC sensor totalt vil koste EUR 158 (NOK 1.650) per år.

Ifølge artikkelen blir Visa Premier kort med FPC sensor fra BNP Paribas først tilgjengelig i andre halvår av 2021, mot tidligere meldt, i første halvår 2021.

Sjelden jeg kikker innom IDEX tråder, så kanskje følgende er kjent?

I juni 2020 annonserte BNP Paribas at de i slutten av 2020 skulle utstede 10.000 til 15.000 Visa Premier biometric cards (BPC) med FPC sensor til utvalgte "gullkunder":
https://www.moneyvox.fr/carte-bancaire/actualites/80029/bnp-paribas-lance-une-carte-bancaire-revolutionnaire
Så ble det stille.

Nå viser det seg at BNP Paribas i 2020 faktisk utstedte nesten 15.000 BPC til utvalgte kunder, og at det var så vellykket, at BNP Paribas har bestemt seg for at ALLE kunder som ønsker det - mot ekstra betaling - kan få et BPC med FPC sensor, iløpet av 2021-H1.
https://www.moneyvox.fr/carte-bancaire/actualites/82572/carte-bancaire-biometrique-bnp-paribas-va-la-proposer-a-tous-ses-clients

Så langt leder da FPC klart over IDEX, og følger flere franske banker etter, kan FPC i 2021 ikke bare hoppe over 1 million BPC levert til kunder, men kanskje flere millioner.

Idex nämns och finns even i IDEX hemsidan

https://www.idexbiometrics.com/biometric-update-biometrics-evolution-in-payments-enabled-by-contactless-advances-infineon-executives/

https://www.biometricupdate.com/202007/biometrics-evolution-in-payments-enabled-by-contactless-advances-infineon-executives

Tydelig at dette er IDEX kort han snakker om. Det er jo meldt om samarbeid med dette selskapet tidligere. Vi ser idexkortet i benevnelsen til kortet.

Lyssna 00:20 fram prata om Mexico Edenred finansiella inkludering med IDEMIA och MasterCard


https://vimeo.com/345501940

från min gamla inlägg

Det är bara början Mastercard Tests Biometric Cards In Mexico med Edenred och Edenred finns i en hel del länder The Mastercard cards are manufactured by Idemia and use sensor modules from Idex Biometrics


https://nilsonreport.com/mention/236/mastercard/

Edenred Tests Biometric Mastercard in Mexico

Edenred provides payment services to 830,000 corporate and government clients in 45 countries. Since March of this year, Edenred has worked with its client, the state of Sonora, to test a contact-type biometric (fingerprint) Mastercard product tied to a government benefit program. There are 100 people in the test, which will conclude in June.

The Mastercard cards are manufactured by Idemia and use sensor modules from Idex Biometrics. They use the Mastercard biometric card specification.

Edenred has a direct issuer license in Mexico, where it also provides prepaid cards for food vouchers and retail spending.

Edenred managed $31.46 billion (€28 billion) in payment volume last year. That volume was initiated via mobile, online, card, and paper voucher formats.

The company has three business lines—Employee Benefits (food, meals, well-being, leisure, culture), Fleet and Mobility (fuel, tools, maintenance, business travel), and Complementary Solutions (corporate payments, incentives and rewards, and public social programs).

Collectively, these business units facilitated 2.50 billion payment transactions last year.

Edenred completed a $600-million acquisition of U.S.-based Corporate Spending Innovations (CSI) and that company’s subsidiaries in January of this year. That month it also completed a $123.5-million (£95 million) acquisition of 80% of the share capital of U.K.-based The Right Fuelcard (TRFC) company.

CSI provides automated corporate payment software in North America to top brands. Customers can automate 100% of business-to-business (B2B) payables, including virtual credit card, ghost card, proprietary network, ACH, check, or foreign exchange with cross-border payments settled in local currency.

CSI is a certified Mastercard processor and holds Visa Ready for Business Solutions approval.

TRFC, which supports 150,000 cardholders, ranks fourth largest among fuel card providers in the U.K.

Andrea Keller is CEO at Edenred in Mexico City, Mexico, andrea.keller@edenred.com.mx, www.edenred.com.

Ellen Moskowitz is Director, Product Development and Innovation, Cyber Intelligence Solutions at Mastercard in New York, ellen.moskowitz@mastercard.com, www.mastercard.com.

© Copyright 2019 The Nilson Report





https://www.edenred.com/en

“This trial allows Mastercard and Edenred to support financial inclusion and implement new technology, in partnership with the Mexican state social welfare agency in Sonora, demonstrating the true value of public-private partnerships in delivering meaningful programs,” adds Jorge Noguera, president, Mexico and Central America, Mastercard.

Edenred pilots biometric cards for state benefit payments
Mastercard and Edenred Bank announce first biometric card trial in Mexico — Mastercard — “Mastercard and Edenred today announced the first regional test of biometric card technology in Mexico. The effort, focused on state benefits programmes, features an embedded fingerprint sensor that provides an additional layer of security to conveniently verify the cardholder’s identity for in-store purchases.”

https://www.nfcw.com/2019/05/07/362597/edenred-pilots-biometric-cards-for-state-benefit-payments/

https://www.pymnts.com/innovation/2019/mastercard-edenred-biometric-cards-mexico/

Snakker vi her om kort hvor IDEX er involvert ? Poki

Infineon Mastercard ID with Pay funktion

Samma med Biometric på Financial Inclusions by MasterCard misstänker jag Mexico, Afrika , Indien


https://www.bisinfotech.com/infineons-new-employee-id-card-comes-with-mastercard-payment-function/

https://www.idemia.com/metal-cards

https://www.livemint.com/industry/banking/indusind-bank-launches-its-first-metal-credit-card-pioneer-heritage-11608186483698.html

https://www.cardsinternational.com/news/idemia-to-launch-new-biometric-cards-in-india/

TymeBank introduces secure contactless card payments

https://www.itweb.co.za/content/mYZRXv9albevOgA8

Var det alt du kunne bidra med, har nok vært myndig langt flere år en enn deg. Videre forsto du ikke tonen i innlegget, se det som et lite hjertesukk fra en som sitter godt tilrette.

Ååå, dette er kjedelig, håper på en snarlig melding.

Her skjer ikke en dritt... Kjipt og selge seg ut av Acc grunnet tips om at dette skulle gå til himmels...

Kunne vært fint med en oppdatering fra selskapet 😂

De hadde vel en kontrakt med verdi på 6musd, der leveransene startet i 2020 iflg presentasjon 5.nov, men de trenger mer enn som så

"Leverans pågår" faktisk. Mene du de leverer mange miljoner sensorer, eller sensorer for mange miljoner?
Har du en kilde for hva som er levert?

Gammaltmen lyssna

https://3q028g27wo48279n9zqwcn13-wpengine.netdna-ssl.com/wp-content/uploads/2019/11/IDEX-Q3-conf-call.mp3

22:00 fram om Financial Inclusion med Mastercard och IDEMIA med Edenred Bank Biometric card till elderly population.

Biometric technology enabling financial
inclusion
Biometric technology has long been seen as a way to
reliably and conveniently authenticate the identity of
millions of people and ensure greater financial
inclusion for those who remain unbanked due to a
range of factors from language, health limitations,
physical barriers or a distrust of the financial system.
In May, IDEX sensors were used in a successful pilot
between Edenred, one of the world’s largest payment
solutions providers, and Mastercard to ensure greater
security for state benefit programs. The pilot was
conducted by Sonora state in Mexico and provided
beneficiaries with increased security when receiving
their entitled benefit since the card protects their
identity and cannot be used by anyone else.
This trial is an example of emerging market
opportunities where IDEX’s biometric solutions can
improve social welfare programs and financial
inclusion by reducing reliance on cash payments and
minimizing the potential for fraud.

Leverans pågår :-) många miljoner

Kanskje vi også bør få litt inntekter.

Til dere som har brukt litt tid på caset: Hva er planen for videre finansiering frem mot 2023? 3 emisjoner i året tilsvarende 10musd?

Vi får håpe det snart blir litt fart her .

IDEX Biometrics to Participate at the Needham Growth Conference


https://3q028g27wo48279n9zqwcn13-wpengine.netdna-ssl.com/wp-content/uploads/2021/01/IDEX-InvestorPresentation_-_January_2021_Arctic.pdf

Vi venter alle på Nasdag noteringen.. Roter seg nedover i dag, men som vanlig på lav omsetning.. Det som trengs nå er noen gode kontrakter og inntekter, før det kommer vi ingen vei.

Vet ikke om det er nevnt før, men det ser ut til at Idex biometrics sendte inn søknad om Nasdaq-notering 4. desember. Masse tekst og lesning i dokumentet, legger ved lenke:

https://fintel.io/doc/sec-idex-biometrics-asa-f1a-2020-december-04-18600-918

Jepp ligger ann til en kraftig reyl oppover nå.

Dette er triggere nå: Preparing for Dual Listing
▪Filed registration statement with SEC in U.S.SEC to dual list on theNasdaqStock Market
▪Banking industry executives added to the board of directors and strategic advisory committee

Jeg tror også den kan snu opp mot 3kr igjen nå, så tok ny plass her idag.
Har vært ut og inn en del det siste året.

Eh, men betyr det at presentasjonen ble dårlig mottatt (ref kursutvikling)?

Stilla? I förrgår hade Idex presentationer hos både Needham och Arctic. Inte stilla.

https://www.idexbiometrics.com/investors/events-presentations/

Teknisk er dette en god inngang

Kjempe fin inngang i dag :) Last opp :)

Det var da merkelig stillle fra Idex sin side,hva skjer.
Nyhetstørke?

Finally Paribas FPC Biometric card very expensive BNP Paribas: the biometric bank card will cost nearly €160

BNP Paribas: the biometric bank card will cost nearly 160 euros
Marie-Eve FRÉNAY | 01/13/2021 at 4:07 PM

BNP Paribas' bank card with fingerprint reader will cost 24 euros per year, in addition to the annual Visa Premier membership fee set at 134 euros in 2021. Its commercial deployment is scheduled for 2021.
Paying by card with your fingerprint will soon become a reality at BNP Paribas. After testing its biometric bank card this fall, the bank plans to extend its marketing to the whole of France this year. Until then BNP Paribas only allowed a few branches to offer it to their clients, up to a limit of 10,000 cards. But from the second half of 2021, the biometrics option will be available in all branches . In December, Céline Ansquer, transformation, marketing and digital director of the bank, told the Parisian that this card was going to be generalized in the first half of 2021, it being popular with its holders.

However, the biometric option will not be compatible with all cards, but only offered with the Visa Premier. The originality of this biometric Visa Premier consists in dispensing with a 4-digit code. The transaction is no longer validated using a secret code but by affixing your fingerprint on the reader provided for this purpose and integrated into the card. Until now, via contactless, only card payments for an amount less than 50 euros did not require entering a code. However, the biometric card remains associated with a PIN code to pay punctually in the traditional way.


BNP Paribas: the biometric bank card will cost nearly €160

https://www.moneyvox.fr/tarif-bancaire/actualites/82762/bnp-paribas-la-carte-bancaire-biometrique-va-couter-pres-de-160-euros?format=amp&__twitter_impression=true

IDEX med Mastercard kommer få en hel del från Financial inclusion

Mastercard doing it in India and bunch of other countries

https://www.youtube.com/watch?v=znwzw7kkmEo ( lyssna på denna Financial inclusion, the digital divide and other thoughts on the future of money)

https://www.youtube.com/watch?v=JzabvFPZTuw

https://fintech.global/usregtechforum/mastercard-edenred-launch-biometric-card-pilot-in-mexico/

Social Security in Africa with Biometric Card 10:00 fram och det samma in Mexico and in many countries

and Syrian refugees also get Biometric enabled identity card and world food program also included.

Håll i det kommer bli hur stor som helst.