https://www.finextra.com/blogposting/23107/digital-transformation-and-card-payments

Senate Idex tweet

There are various banks, including Shinhan Bank in Korea and Standard Bank in South Africa, who are testing the use of stablecoins for cross-border payments. While still under Proof of Concept, the banks essentially issue stablecoins pegged to their national currencies, enabling users to purchase stablecoins for various cross-border payments with users of other banks in different countries. Because these payments are processed using blockchain technology, transactions are low-cost and near-instant.

CBDC enrollment

https://youtu.be/X4A4B931SPQ

https://twitter.com/singlesilicon/status/1586408262928568326?s=46&t=UdXYc-U4Lzz7jJEn1gKaBA

HashWallet , eSignus and IDEX 🚀

A lot of things have been going on through the last two weeks in eSignus.
We officially launched a HASHWallet Link and a Founder´s Edition for our backers, which supported us since the start of this passionate journey, that has been developing #HASHWallet.

Now, we can announce that we have partnered with Crypto.com for the global launch of the HASHWallet Link, on the Crypto.com Pay 10/10 Sale!

(https://lnkd.in/dz65xqg8).

This is another major step for us to increase our audience and promote the mass adoption of #crypto. Security and ease of use.

Thanks to all the people at Crypto.com involved in this promotion and to our partners, for making this happen.


Crypto.com Passes 10 Million Users Mark

The crypto app experienced a significant growth in its user base over the last four months, jumping from 5 million users to more than 10 million.
The increased interest in the platform drove its revenue growth to 10x in 2020 alone, and its employee count from 250 to over 900 globally.

CBDC in China in hela 4 Provinserna

China digital currency: Beijing to expand e-CNY trials to four entire provinces including Guangdong

The People’s Bank of China (PBOC) will expand e-CNY trials to Guangdong, Hebei Jiangsu, and Sichuan provinces, an official said on Monday
The number of users, merchants and transactions is ‘steadily growing’, Fan Yifei, the bank’s deputy governor, said at a financial forum in Suzhou

https://www.scmp.com/tech/article/3193125/china-digital-currency-beijing-expand-e-cny-trials-four-entire-provinces?module=live&pgtype=homepage

China's plans are significantly the most advanced, while South Korea's and Sweden's have also moved into a testing phase in the past year.

Kan du forklare hvordan denne informasjonen påvirker IDEX, poki? Interessen min for dette selskapet heves.

Du få läsa lite tidigare inlägg om CBDC

https://www.idexbiometrics.com/investors/events-presentations/

Om du inte har lyssnat lyssna på alla

@liaszo https://www.coindesk.com/business/2021/05/10/card-based-digital-yuan-wallet-manufacturer-to-use-fingerprint-id-tech/?outputType=amp

31. oktober 2022. Tyrkia, Japan piloter digital valuta med nasjonal ID, Idemia-kort

JCB, Idemia og Soft Space samarbeider om betalingskort
Pilotprosjektet kalles JCBDC (JCB Digital Currency), og fokuserer på å teste CBDC-aksept ved bruk av eksisterende JCB kontaktløse teknologier, inkludert kontaktløs betaling, selgere, POS-terminaler og kortbaserte brukergrensesnitt. Kunngjøringen spesifiserer ikke om kortene vil inneholde biometri, men de vil bli brukt for å oppfylle systemets krav til digital identitet.

https://www.biometricupdate.com/202210/turkey-japan-pilot-digital-currency-with-national-id-idemia-cards

Kina börjat testa CBDC i Metro och Publik transport 😝

Vilka Wallet använder de ? 😝

https://coingeek.com/in-china-cities-start-piloting-e-cny-payment-in-public-transport-systems/

Bør man gevinstsikre eller vente på tallene?

IDEX kommer bra den. Konsolideres på dette nivået nå, før videre stigning. Blir mange som skal inn igjen når aksjen bryter opp over 1 krone og går i pluss.

her er det kun app på mobil som omtales, ikke noen hardwallet med biometriske kort

Gevinstsikring var visst dagens vinnerlodd.
Joda. Det kan jo snu nordover igjen..
Savner litt tallfesting på inntekter. Blir liksom ikke særlig "sikring av bunnivå" uten tall?

https://www.nfcw.com/2022/11/02/379824/airports-to-get-contactless-biometric-cards-for-secure-two-factor-access-control/

NFCW 🙏 with Zwipe

🎖#AWARDS | IDEMIA wins the 'Best Solution for Consumers' #DigFinnie for F.CODE 💳

The F.CODE biometric payment card allows cardholders to authorize payments using a fingerprint sensor embedded into the card, offering secure transactions and contactless payments without amount limitations.

Thank you DigFin Group for the honor and well done to the IDEMIA teams working hard to bring our payment solutions to people across the world 👏

Nu efter Japan CBDC i Singapore 🇸🇬

We're excited to announce that StraitsX a major payment institution licensed by Monetary Authority of Singapore (MAS) is piloting a series of stablecoin applications with Mastercard IDEMIA & CarbonSeed for $XSGD - their Singapore dollar stablecoin built on Hedera ⚡

Turkey, Japan pilot digital currency with national ID, Idemia cards

Earlier post Singapore 🇸🇬




Turkey, Japan pilot digital currency with national ID, Idemia cards
Oct 31, 2022, 11:22 am EDT | Alessandro Mascellino
CATEGORIES Biometrics News | Financial Services
Turkey, Japan pilot digital currency with national ID, Idemia cards
The Turkish government is planning the deployment of a central bank digital currency (CBDC) infrastructure to be integrated with the country’s digital identity system and the Central Bank of the Republic of Turkey’s FAST instant payments service.
The initiative is part of Turkey’s Central Bank Digital Turkish Lira Research and Development Project. It will reportedly include testing the use of the CBDC for payments as well as for wholesale banking transactions.

The new phase of the plan was unveiled by Turkey’s Presidential Strategy and Budget Directorate last week, according to CoinDesk Türkiye. It comes roughly a year after the country’s government launched the first phase of its CBDC project in September 2021.
JCB, Idemia and Soft Space partner on payment cards
A similar CBDC project was recently launched by Japan’s international payment brand Japan Credit Bureau (JCB), in collaboration with biometrics and payment card provider Idemia and fintech company Soft Space.
Called JCBDC (JCB Digital Currency), the pilot project focuses on testing CBDC acceptance using existing JCB Contactless technologies, including contactless payment, merchants, POS terminals and card-based user interfaces. The announcement does not specify whether the cards will include biometrics, but they will be relied on to meet the system’s digital identity requirements.
JCB, Idemia and Soft Space announced they intend to complete the payment system development by late 2022 and conduct pilot tests with Tokyo merchants until March 2023.
Idemia partnered with ConsenSys to develop an offline payment solution for digital currencies supporting transactions with biometric payment cards and feature phones, rather than just smartphones, in late-2021.
“We at Idemia firmly believe that CBDCs are redefining the very fundamentals of the payment ecosystem,” comments the company’s managing director of APAC financial institutions, Romain Zanolo.
“We’re proud that our ability to innovate has enabled CBDC payments with existing card and POS terminal hardware. Idemia’s, JCB’s and Soft Space’s joint payment system expertise will usher in worldwide CBDC growth.”
The move comes two years after the Japanese central bank started exploring CBDCs by revealing a three-phase outline to deploy digital yen infrastructure in the country.
CBDCs are also growing in popularity in Europe and the U.S., with two of the world’s top central bankers recently discussing the importance of balancing privacy and security in deploying national digital currencies.

Real Word USE 😝🚀

StraitsX partners industry leaders to pilot stablecoin real-world use cases at the Singapore Fintech Festival 2022

https://www.straitsx.com/blog-post/straitsx-partners-industry-leaders-to-pilot-stablecoin-real-world-use-cases

Poki. Bra hittat 👍👍

” We’re proud that our ability to innovate has enabled Stablecoins payments leveraging our Biometric Card technology F.CODE. This partnership demonstrates again that IDEMIA's secure offline payment solution became the de facto standard for stablecoins payments." said Romain Zanolo, Managing Director APAC at IDEMIA.”

Vanvittig mye på gang nå. Skal bli spennende å høre hva Vince G. har å berette den 10.11!

Noen prøver å holde den igjen

MrViggo, vet du hvem som produserer SE for Zwipe ?

Det är IDEMIA offline CBDC inte Zwiipe

Redan igång

DBS Bank, in a separate media release announcing its first PBM trial on Monday, said that although a majority of these vouchers are digital vouchers, it involves some backend administration for the merchant.

“However, with PBM vouchers, merchants will be able to be paid instantly, doing away with backend reconciliation, increasing productivity and efficiency,” it added.


https://www.todayonline.com/singapore/mas-digital-singapore-dollar-trial-crypto-2032946

Ser vi 1,3-1,5 imorgen?

Heilfint.

Eftersom Zwipe använder SE core tech från Idemia så är det förmodligen Idemias chip avdelning i Meyreuil, Frankrike som producerar. Idemia/Starchip om du vill googla.

Jaja.. i know.. dette har ingenting med posten å gjør,.litt utenom
Lurer på hvem som produserer SE for zwipe, jeg greier ikke å finne det ut, det irriterer meg sinnsykt
Hvilken Semiconductor firma ?

Tidligere partner var Infieon men tror Zwipe byttet til en annen produsent rundt 2019, vet ikke navnet på denne Semiconductor produsenten.
Håper dere kan hjelp ;)

Men da fortår jeg ikke dette , trodde Zwipe også leverte (SE) Secure ellement ... har jeg missforstått?
https://ibb.co/Jj23NLm

Ok, :)

SE fra Idemia ble utviklet av Idemia med støtte fra Zwipe. Zwipe bidro sikkert med sin strøm teknologi som de har patent på.
SE som Zwipe bruker tror jeg ikke er laget av Idemia, men produsert på lisens fra Idemia. Eller de har en joint venture som gir begge lov å bruke designet.
Siden Zwipe har Visa og Mastercard sertifisert "sin" SE+sensor pakke kan en gå utifra det er ikke Idemia som lager dem.
Men det kan også hende at Zwipe måtte sertifisere sin løsning hvis de bruker andre inlay. Meningen til Zwipe er at lokale produsenter skal kunne lage kortene, med SE og sensor fra Zwipe. Da bruker de mest sannsynlig lokale inlay produsenter også.
Mye usikkert. :)

Sente, Heilfint

Zwipe har inte bidragit med teknik i utvecklandet av Idemias BioSE.

Zwipe har distributionsrätt för Idemias SE och får marknadsföra den som egen produkt inom sin produktfamilj ”Pay”.

Certifiering av BioSE:et gjordes som ett gemensamt ärende av Idemia och Zwipe.

” notably the shared single silicon biometric secure element, where Idemia and Zwipe have co-invested since Q4 2019”

Idemia tillverkar BioSE:et.


https://www.zwipe.com/news/Idemia-s-VISA-and-Mastercard-certifications-fully-validate-the-core-components-of-Zwipe-Pay-ONE

https://www.idemia.com/press-release/idemia-and-zwipe-achieve-new-milestone-towards-next-generation-biometric-cards-2020-12-21

Vill inte röra till det för mycket men förenklat kan man säga att Idemia har det mesta av RnD och produktion in house. Startchip helägt Idemia bolag utvecklar och tillverkar Security controllers till bl a smartcards och IoT.

Det finns även Idemia standard payment kort som har SE från Infineon.

https://www.idemia.com/press-release/starchip-ships-over-1-billion-secure-chips-2017-03-13

Så hvilket selskap produserer SE for IDEMIA/Zwipe?
Det jeg prøver å finne ut er hvem produsnten er, så jeg kan finne informasjon om hvor lang ventetiden fra bestilling til levering er, ?
Hvor fort kan de levere på en ordre på SE?

Infineon har opp til 6 måneder fra bestilling til levering på eksisterene kunder pga Halvleder mangelen i verden, i følge en utalelse fra i sommer

Heilfint.

Idemia designar och utvecklar egna SE. Vilka foundries de använder vet jag inte.

Redan 2020 känns som testad :-) av JP Morgan

JP Morgan in digital currency payments venture with DBS Bank, Temasek (updated)
December 8, 2020by Ledger Insights

Today the Monetary Authority of Singapore (MAS) revealed its Project Ubin digital currency experiments have borne fruit with the commercialization of a cross-border payments network.

“DBS Bank, JP Morgan, and Temasek are leading the development of a digital multi-currency payments network aimed at enhancing commercial cross-border clearing and settlements globally. Pilot trials will commence next year,” said Ravi Menon, Managing Director of MAS, during a speech at the Singapore FinTech Festival.


StraitsX partners industry leaders to pilot stablecoin real-world use cases at the Singapore Fintech Festival 2022
November 2, 2022

https://www.straitsx.com/blog-post/straitsx-partners-industry-leaders-to-pilot-stablecoin-real-world-use-cases

Nya film Tokyo Japan CBDC pilot 🚀

https://youtu.be/dj64MaBT6Uk

Tid 1:39

IDEX sensor 😝♥️

Ser at det er jul , påske og litt til på dette forumet for IDEX. Kjempefint jeg sitter også fanget her. For det er fanget jeg er pga et selskap som ikke klarer å framskaffe entusiasme blant aksjonærer og investorer.
Noe som har ført til at aksjen har falt 300%. Det er fint med avtaler, men når avtalene ikke gir avkastning , er det ikke mye verdt.
Så her får en bare sitte å håpe på julenisse gange to.

Oslo, Norway – 16 November 2022 – IDEX Biometrics ASA has received a volume production order from its partner IDEMIA, representing the largest order to date for IDEX TrustedBio sensors. The order represents more than USD 2 million in revenue for IDEX and will begin shipping in Q1 2023. IDEX and IDEMIA are seeing market acceleration for biometric payment cards, and in early November the two companies announced a full-scale biometric card program by a major bank in the UAE. IDEX Biometrics has also recently confirmed agreements with issuers in Turkey and in the UK for biometric card programs, anticipated to reach markets in the first half of 2023.
”This order from our partner IDEMIA reflects the increasing demand for biometric payment cards powered by IDEX Biometrics TrustedBio technology. IDEMIA has come to market with a superior solution which is gaining traction as banks begin to launch large-scale biometric card programs globally”, comments Vince Graziani, CEO of IDEX Biometrics.

Betyr det at Idex slipper å hente penger i nærmeste fremtid ?

Betyr det at Idex slipper å hente penger i nærmeste fremtid ?

Nei, men de trenger å hente minde penger, gitt at det kommer flere ordre som dette. Det holder ikke med en ordre.

So andra länder typ Australia, Central Bank of Malaysia, Monetary Authority of Singapore, and South African Reserve Bank säkert ligger i samma fas med Singapore DBS Bank

https://youtu.be/X4A4B931SPQ

I South Afrika

https://youtu.be/h4ppjv-eqtc

https://youtu.be/h4ppjv-eqtc

https://youtu.be/10KV5InnVpE



The Reserve Bank of Australia (RBA) and the Digital Finance Cooperative Research Centre (DFCRC) are launching a one-year pilot project for central bank digital currency (CBDC). The goal is to work with the business sector to establish innovative use cases and business models demonstrating the economic benefits of introducing a CBDC.

“CBDC is no longer a question of technological feasibility,” said Dr Andreas Furche, CEO of the DFCRC. “The key research questions now are what economic benefits a CBDC could enable, and how it could be designed to maximise those benefits.”

As part of its work on exploring the viability of a CBDC, the Australian Treasury will participate in the project’s steering committee. Unlike the mass experiments for China’s digital yuan, this one will be of limited scale in a ring-fenced environment.

While there’s a reference to providing “value-added payment and settlement services to households and businesses,” the announcement doesn’t mention whether this will be a wholesale bank-focused pilot, a consumer-focused retail CBDC, or a combination of the two.
Update: the DFCRC confirmed to Ledger Insights that it will involve retail and wholesale CBDC.

Both the central bank’s and DFCRC’s past work have been biased towards wholesale CBDC. In the case of the Reserve Bank, at the end of 2021, it published results from a proof of concept of a wholesale CBDC, Project Atom, with the Commonwealth Bank, National Australia Bank, Perpetual and ConsenSys. It’s also a participant in the multi-CBDC Project Dunbar, which targets cross border payments and uses wholesale CBDC.

Turning to the DFCRC, much of its work revolves around digital securities, digital assets and tokenization. Many experiments worldwide have focused on the potential for wholesale CBDC for digital asset settlements, although a retail CBDC would also be handy where there is disintermediation.

The DFCRC stated that the pilot CBDC will be deliberately broad and experimental to enable integration with a wide range of use cases. The pilot’s objective is as a decision-making tool rather than reflecting a decision to issue a CBDC or its future design.

The DFRC is working with Trovio on security aspects and is inviting companies to participate in both the consultation and potentially implementation of a narrower set of applications.

Kört sedan 2021
Project Dunbar: international settlements using multi-CBDCs

Project led by the BIS Innovation Hub in partnership with the Reserve Bank of Australia, Central Bank of Malaysia, Monetary Authority of Singapore, and South African Reserve Bank



Project Dunbar is an experimental multi-CBDC (multiple central bank digital currencies) platform for international settlements, developed by BIS Innovation Hub and central banks of Australia, Malaysia, Singapore and South Africa.

Idemia och Bitt - offline CBDC wallet with IDEX sensor

Bitt takes on CBDC team from Criteo, which had 12 central bank deals

July 18, 2022by Ledger Insights
bitt cbdc
Today digital currency technology firm Bitt announced that it was taking on the central bank digital currency (CBDC) team of Criteo. Two of the Criteo CBDC team founders, James Shinn and Erik Bethel, are joining as Executive Director and Head of Business Development, respectively.

Amongst other projects, Bitt is known for the DCash Eastern Caribbean digital currency project and Nigeria’s eNaira CBDC, which launched last October.

Meanwhile, Criteo is a substantial company, but its primary business is in the ecommerce and marketing sectors. It entered Singapore’s Global CBDC Challenge last year and was one of the three winners, alongside big names in the sector, central bank provider Giesecke+Devrient and a joint project by ConsenSys and Visa.

As a result of its win, Criteo signed a dozen central banks as clients. Jim Shinn said that Criteo is re-focusing on its core e-commerce business. We contacted the company to clarify the reasons for its withdrawal from CBDC work but didn’t receive a response in time for publication.

“We (Bitt) are reaching out to all the central banks with which Criteo had an MOU. Criteo management was gracious enough to advise each central bank that the CBDC team was moving to Bitt and copied Bitt on those communications,” Shinn told Ledger Insights via email.

Other members of the Criteo CBDC team are joining Bitt alongside Shinn and Bethel.


banks of Australia, Malaysia, Singapore and South Africa, Sweden , Japan, 6-8 Banks in Kina running CBDC pilot som jag har läst om nån vet mer lägga till de i listan.

India

India's Central Bank to Start Wholesale CBDC Pilot Nov. 1
A pilot for a retail version will start within a month.
India
In February 2022, India's finance minister Nirmala Sitharaman announced that the Reserve Bank of India (RBI) will introduce a digital rupee sometime in the 2022 to 2023 financial year, which begins April 1, 2022.
2
If it sticks to its plans, India will be one of the largest economies to issue a CBDC

UK

The Digital FMI Consortium will start the pilot scheme in October this year and run it till October 2023

Countries that are testing CBDCs in pilot projects

Sweden

Sweden is undertaking testing of a digital currency that has been dubbed the e-krona. There are plans for the testing to advance from simulated participants to a testing environment with external participants.

Sweden’s Riksbank has developed a proof of concept and is exploring the technology and policy implications of CBDC.

One of the key targets of the project is to ensure broad access to the e-krona in the future. It wants to safeguard the elderly and people with certain disabilities to make sure they aren’t adversely affected in a cashless society.

Ukraine

The National Bank of Ukraine has been exploring the possibility of issuing a national digital currency since 2016.

Eurozone

The European Central Bank (ECB) announced last July that it is actively looking into creating a digital version of the euro

IDEMIA är med både Bitt och ConsenSys om CBDC 🙏


IDEMIA and ConsenSys demonstrate their commitment to financial inclusion with their new Secure Offline Central Bank Digital Currency (CBDC) Payment Solution

Revealed during the MAS Global CBDC Challenge hackathon, this solution paves the way for the future of money by allowing everyone to use digital cash, anywhere and anytime.


https://www.idemia.com/press-release/idemia-and-consensys-demonstrate-their-commitment-financial-inclusion-their-new-secure-offline-central-bank-digital-currency-cbdc-payment-solution-2021-11-23

Soft Space | Adopting Central Bank Digital Currency (CBDC) in Tokyo Japan

Med IDEX sensor ;)

https://www.youtube.com/watch?v=dj64MaBT6Uk

NY Fed launches 12-week CBDC pilot program with major banks

Banking giants including BNY Mellon, Citi, U.S. Bank and Wells Fargo will be issuing tokens and settling transactions through simulated central bank reserves as part of the pilot.

NY Fed launches 12-week CBDC pilot program with major banks
NEWS
The Federal Reserve Bank of New York’s Innovation Center, or NYIC, announced that it would be launching a 12-week proof-of-concept pilot for a central bank digital currency, or CBDC.

In a Nov. 15 announcement, the New York Fed said the program would explore the feasibility of an “interoperable network of central bank wholesale digital money and commercial bank digital money operating on a shared multi-entity distributed ledger” on a regulated liability network. Banking giants including BNY Mellon, Citi, HSBC, Mastercard, PNC Bank, TD Bank, Truist, U.S. Bank and Wells Fargo will be participating in the pilot by issuing tokens and settling transactions through simulated central bank reserves.

“The NYIC looks forward to collaborating with members of the banking community to advance research on asset tokenization and the future of financial market infrastructures in the U.S. as money and banking evolve,” said NYIC Director Per von Zelowitz.

The proof-of-concept project will test the “technical feasibility, legal viability, and business applicability” of distributed ledger technology, as well as simulate tokens and explore regulatory frameworks. The NY Fed said the project could “potentially be extended to multi-currency operations and regulated stablecoins.”

Related: US lawmaker lays out case for a digital dollar

The launch of the NYIC pilot project followed the center releasing research on its wholesale central bank digital currency program on Nov. 4. The first phase of the CBDC trial, dubbed Project Cedar, tested foreign exchange spot trades to determine whether a blockchain solution could improve “speed, cost, and access to cross-border wholesale payments.”

Federal regulators in the United States have not reached any consensus on whether to launch a digital dollar in the country, but agencies and those in the private sector have been exploring the possibility. Following U.S. President Joe Biden issuing an executive order aimed at establishing a framework on digital assets, some lawmakers questioned what Congress’ role might be in passing legislation in support of a CBDC and how a digital dollar might curtail similar innovations from the private sector.

Softspace trailen i Tokyo är relevant för Idex.

NYIC’s cbdc trail i New York är inte relevant för Idex.

”This project will be conducted in a test environment and only use simulated data. It is not intended to advance any specific policy outcome, nor is it intended to signal that the Federal Reserve will make any imminent decisions about the appropriateness of issuing a retail or wholesale CBDC, nor how one would necessarily be designed. The findings of the pilot project will be released after it concludes.”

”The technology is being provided by SETL with Digital Asset, powered by Amazon Web Services. Swift, the global financial messaging service provider, is also participating in the initiative to support interoperability across the international financial ecosystem.”

https://www.businesswire.com/news/home/20221115005936/en/Members-of-the-U.S.-Banking-Community-Launch-Proof-of-Concept-For-A-Regulated-Digital-Asset-Settlement-Platform

🚀🚀🚀🚀🚀🚀🚀

Ny video om CBDC stable coins FCODE med Idex sensor 😝 Singapore dollar på bordet 🏦💰💸

https://youtu.be/d_EbZ0QBbno

https://youtu.be/JFYwgPJrvPQ

Trenger vi video eller salg.

So andra länder typ Australia, Central Bank of Malaysia, Monetary Authority of Singapore, and South African Reserve Bank säkert ligger i samma fas med Singapore DBS Bank

https://youtu.be/X4A4B931SPQ

I South Afrika

https://youtu.be/h4ppjv-eqtc

https://youtu.be/h4ppjv-eqtc

https://youtu.be/10KV5InnVpE

Nu med Singapore

https://youtu.be/d_EbZ0QBbno