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Juniper: Biometrics Will Enable $3 Trillion in Payments by 2025

Juniper Research is predicting that the use of biometrics in the payments industry will skyrocket in the next few years. Biometric modalities were used to authorize $404 billion worth of payments in 2020, but that number will jump an astonishing 650 percent to $3 trillion by 2025.

Juniper: Biometrics Will Enable $3 Trillion in Payments by 2025
The firm attributed much of that growth to the rising popularity of mobile payment apps, and in particular to apps like Apple Pay and Samsung Pay that come directly from equipment manufacturers. Those apps are designed to take advantage of the face and fingerprint authentication features built into modern smartphones, and can also leverage other modalities like iris and voice biometrics that have become more common in recent years.

With that in mind, Juniper argues that payment apps without biometric authentication will eventually lose ground to those that do, since the technology enables a more convenient user experience. However, stakeholders will need to find ways to make people more comfortable with the technology. While 95 percent of smartphones will have biometric capabilities by 2025, only 35 percent of those phones will be used to make a biometric transaction. That creates a significant market opportunity for apps that successfully convert a large number of customers.

The growing demand for contactless payment options will be another major driver of biometric payments. The number of contactless payments authorized with biometrics will go up 520 percent in the same forecast window, while mobile payment apps can be used to make both in-store and online eCommerce transactions.

“While biometrics are now an established part of the ecosystem, payments and eCommerce apps have not kept pace with the rate of innovation,” said research co-author Susan Morrow. “Merchants must adopt biometric capabilities rapidly and educate users to best secure the increasingly massive eCommerce market

Heller et spørsmål:
NEW ORLEANS, Aug. 30, 2023 /PRNewswire/ -- Civix, a leading public sector software and services firm, announced today that it has sold its Critical Infrastructure division to Modaxo Inc. ("Modaxo"), a global technology organization focused on moving the world's people. https://www.prnewswire.com/news-releases/civix-announces-sale-of-critical-infrastructure-division-sharpens-focus-on-empowering-state-and-local-governments-301913851.html

NEW ORLEANS, May 1, 2023 /PRNewswire/ -- Civix, in partnership with Zwipe, is performing a new biometric technology Proof-of-Concept (POC) initiative at Richmond International Airport (RIC), a TSA-approved Airport Innovation Forum member in the United States.

Øverste melding - bra eller dårlig for Zwipe?

Er det vinteren Zwipe endelig slår igjennom med store kontrakter? Venter stort potensial i Asia markedet fremover

Innside SALG:

Zwipe AS - notification of trade by primary insider
OSLO, NORWAY - 8 September 2023 - Eric Mercer, COO of Zwipe AS, has today sold a
total of 25,500 shares in Zwipe AS. After this transaction, Eric Mercer holds no
remaining shares in Zwipe AS. https://newsweb.oslobors.no/message/599079

Meldingen er stygg. Aksjene har så lav verdi at beløpet er ikke noe Mr. Mercer gjør noe stor nytte av. Har han fått sparken? I så fall står det dårlig til i selskapet.

Litt ustabil aksje nå Zwipe. De trenger fortsatt penger

Zwipe AS - changes in management team
OSLO, NORWAY - 11 September 2023 - Zwipe announces today that Eric Mercer, COO
of Zwipe AS and CEO of Zwipe America, will leave the company as a result of the
June streamlining announcement and closure of the Zwipe America subsidiary. He
has accepted a new position as Director of Finance with a US-based company.
https://newsweb.oslobors.no/message/599146

Interview with Zwipe - Erik Penser Bank - Sep 8th 2023
Analyst Markus Almerud interviews Zwipe's CEO Robert Puskaric. On Pay they discuss why he thinks the company's technology is at a breaking point, why takeoff takes longer, the pipeline, what the two recent commercial launches by Middle East banks could mean and why it should take less time to reach mass market than the eight years it took for contactless cards. On Access they discuss where the market is, the pipeline, how proof-of-concepts (POCs) should lead to revenues and the status of the POC at Richmond Airport.

https://youtu.be/cdJO4aLpC-g?si=THjJcQU3dthWDC9w

BULL-presentasjon fra Erik Penser Bank:

Equity analyst Markus Almerud discusses Zwipe following the initiation. He discusses the product portfolio, where they are in the value chain, the status of and the progress of the access card market, the payment card market, why it should be successful and the potential threat from mobile wallets. Finally he discusses valuation and especially why there is plenty of upside in the value despite having enough cushion on the valuation metrics.

Find the presentation on Erik Penser Bank's YouTube-channel Penser Play:
https://youtu.be/GNfLCq7lBIc?si=6d1FMgEzcf9kXaBd

Penser Access: Vi räknar med att omsättningen tar fart under H2 - Zwipe
30.8.2023 11:00 • MFN •
Kopier link
Access pipeline fortsätter accelerera…
Zwipe har 10 pågående så kallade Proof of Concept (PoC), eller koncepttest, och har ytterligare ett tiotal i pipeline för H2. Intresset för biometriska accesskort är mycket stort och accelererande, särskilt i flygplatsvertikalen men även i andra vertikaler där säkerhetsmedvetenheten är mycket hög. Vi har inte sett några intäkter från Access än, men räknar med kommersiella ordrar under H2.

…medan betalkorten inte har tagit fart än, även om flera milstolpar har mötts under H1

Biometriska betalkort har tagit längre tid att ta fart än väntat, men ett flertal viktiga milstolpar har nåtts under Q2. Vi har sett två kommersiella lanseringar och ett antal samarbeten. Lanseringarna skedde sent under kvartalet och vi räknar med att intäkterna tar fart gradvis under H2. Vi ser en ökande efterfrågan för biometriska kort från korttillverkarna, särskilt i Asien.

I dag:
Redeye Investor Forum is a live broadcast where different companies will show a 12-minute presentation followed by an 8-minute Q&A moderated by our analysts.

You can ask your question directly to the companies during the live broadcast in the question form.
14.00 Zwipe – Robert Puskaric, CEO
https://www.redeye.se/events/907355/investor-forum-online-18?utm_source=avanza&utm_medium=RSS&tab=schedule

Blir spennende å følge med på:-)

Redeye-økten kort oppsummert:

- lyttere fikk avklart at kortet kan aktiveres ved å benytte mobilen
- aktiverings-appen er klar og ligger ute på Applestore/Android
- 2023: 6 kommersielle lanseringer globalt hvorav 2 av de er av Zwipe (øvrige er Idemia og Thales)
- fremdeles liv i T1-piloten som har pågått siden 2022

Vi trenger en ordre med trøkk i slik som NEXT tidligere i år

Ja det var hyggelig å se en sjef som seff hadde tro på kraftig økt salg fremover og som mer eller mindre var sikker på at biometriske kort ville eksplodere oppover de kommende årene og de har allerede sett dette i form av bestillinger. Jeg har Zwipe og Idex i min portefølje og kjøpte akkurat 100k til i Idex

September 29, 2023
CAMPOSAMPIERO (PD), ITALY AND OSLO, NORWAY - 29 September 2023 - SINTESIS.R.L., a leading provider of physical identity, time and attendance and access technology, has partnered with biometric cards pioneer Zwipe to offer an integrated solution to its large customer base in Italy, spanning a variety of vertical markets they serve.

The Italian based developer, manufacturer and integrator of solutions for access control and time and attendance, is presenting at its annual event "LEAN THINKING" on the 29thof September 2023, a completely integrated access control solution using Zwipe biometriccards to validate the user's identity both for physical and logical secureaccess control.
https://www.zwipe.com/news/sintesi-partners-with-zwipe-to-offer-biometric-cards-for-physical-and-logical-access-control-in-italy

Nice - nytt tilskudd til Access-vertikalen

Og markedet svarer med å sende Zwipe ned med 8%. Skal si det tærer på tålmodigheten, men herregud for en reise det vil bli med Zwipe fremover. Så sent som i mars i år hentet selskapet ca kr 69mill til en kurs på kr 4,80. Etter dette er det meldt om flere partnere og at de vil redusere lostnadsbasen med 35 mill årlig. Men tillitten til ledelsen er tynnslitt så her har de virkelig en jobb å gjøre. Men det må jo snart meldes om litt større kontrakter. Det er vel det eneste som kan ta kursen nordover.

Finner ikke presentasjonen til Sintesi - LEAN THINKING
Noen som har en link ?

Skulle gått opp idag. Nå ser Zwipe bedre ut. De trenger en stor kontrakt nå, for en reprising dette kan bli. Blir julekulen i 2023 tipper jeg

Markedet er ikke her - så enkelt er det.
Alt som har foregått i Zwipe-aksjen siden rettet EMI på 26 NOK er på så lavt volum at de like gjerne kunne vært tatt av børs.

Er ikke noe web-opplegg ser det ut til. "ÅPEN DAG OG MØTE "
https://www.sintesisrl.net/news-events/

FREDAG ÅPENT SHOWROOM
I tillegg til etter avtale, tilbyr vi hver fredag en Open Show Room-tjeneste for alle som ønsker å ta på våre løsninger.
Vår struktur gjør at vi kan tilby en 360° service med kontorer, tekniske rom, møterom og et stort møterom hvor vi med jevne mellomrom organiserer oppdateringsarrangementer, både for våre kunder og for våre samarbeidspartnere og partnere.

***********************************************

Ble jo ikke børsmeldt dette. Zwipe kommer i katalogen deres så får en se om det blir noe salg.

Lollert vær så snill. Markedet er her og vi har omtrent ikke begynt. Hva som har vært er historie. Biometriske kort er the next big thing. Eller er du som Bill Gates som mente at internett aldri ville bli noen suksess? Skal du inn skal du det nå og ikke den dagen de store kontraktene meldes. Da vil det være for sent å komme inn her nede.

lol - mente markedet for Zwipe-aksjen.

Er helt på linje med deg og er inne med altfor mye

lol - mente markedet for Zwipe-aksjen.

Jeg er inne med alt for lite.

Tror det kan være smart å være inne før en massiv ordre kommer inn, det kan skje før jul. Zwipe er blitt gruset

05.Oct.2023
Zwipe and NCS join forces to revolutionize biometric access solutions

https://www.zwipe.com/news/zwipe-and-ncs-join-forces-to-revolutionize-biometric-access-solutions-10-23

Hva f e det folk tenker på? Zwipe har akkurat kommet med enda en positiv nyhet og markedet sender kursen ned 13%? Jeg grabbet til meg 10k til rett over kr 2. hmmmmm hva er det som skjer?

Det som skjer er at markedet forventer ingen inntekter.
På lang tid.

Dermed går det mot ny emi

Spørsmålet blir til hvilken verdsettelse?

Dermed går det mot ny emi

Ikke si at det kommer enda en emi i denne aksjen?
Kursen tåler det ikke nå

OK så du tenker de ca 70 mill de hentet i emisjon i mars og at de har utført en kostnadsbesparing som vil gi 15 mill mindre bare i Q3 og Q4 og 35 mill på årsbasis ikke vil ha noen effekt? Og du forventer ingen økning i inntekter de neste Q. OK da er det helt greit, men jeg tror du tar feil. Det trenger vi ikke krangle på og kun fremtiden som vil vise. Jeg fortsetter å øke her nede uansett:-)

Elgnomen prøv å les deg litt opp før du skriver. Eller bare spør gullungen din så leder han deg sikkert riktig inn i fremtiden.

Ingenting hadde vært bedre om du får rett.
Håper på det samme jeg også

OSLO, NORWAY and AND DOVER, MA - 9 October, 2023 – Zwipe, the global leader in biometric payment and access cards, has partnered with Schneider Electric's Security Solutions Group, specializing in the integration of access control, video surveillance, intrusion detection, and other security technology sub-systems, to offer the revolutionary "biometric system-on-card" solution to Schneider Electric's global customer base. Schneider Electric's clientele spans diverse sectors, including airports, transportation, healthcare, data centers, critical infrastructure, manufacturing, government, and education.
https://www.zwipe.com/news/zwipe-partners-with-schneider-electric-to-provide-biometric-access-cards-solutions-globally-10-23

Nå begynner de tunge selskapene å melde seg på ........

Yale Home brings FPC biometrics to its smart door locks
Oct 12, 2023, 7:54 am EDT

https://www.biometricupdate.com/202310/yale-home-brings-fpc-biometrics-to-its-smart-door-locks

Litt på siden men Fingerprint avtale med Yale er stort steg mot mer biometri i hverdagen.

2023/10/17
"Zwipe" Norway: Payment cards with "fingerprint" technology will be launched soon in Egypt

A prominent source at the Norwegian company "Zwipe" for technology solutions revealed that it has reached advanced negotiations with 3 Egyptian banks to launch payment cards with biometric technology "fingerprint" for the first time in the local market.

The source explained that the three banks vary between government and private, and are considered one of the largest Egyptian entities - but preferred not to disclose their identity at the moment - expecting some of them to be actually launched by the end of this year.

He added that "ZWIPE" recently launched this type of card in Kuwait and Jordan as the first commercial launch in the world
Les/oversett resten: https://www.businessmen-eg.com/communications-technology/2023/10/17/12408/%22Zwipe%22-%D8%A7%D9%84%D9%86%D8%B1%D9%88%D9%8A%D8%AC%D9%8A%D8%A9-:-%D8%A5%D8%B7%D9%84%D8%A7%D9%82-%D8%A8%D8%B7%D8%A7%D9%82%D8%A7%D8%AA-%D8%A7%D9%84%D8%AF%D9%81%D8%B9-%D8%A8%D8%AA%D9%82%D9%86%D9%8A%D8%A9-%22%D8%A7%D9%84%D8%A8%D8%B5%D9%85%D8%A9%22-%D9%82%D8%B1%D9%8A%D8%A8%D9%8B%D8%A7-%D9%81%D9%8A-%D9%85%D8%B5%D8%B1

"A prominent source" er Ramzi Saboury, Zwipe’s General Manager in MENA ihht en annen artikkel.

The Central Bank of Egypt (CBE) is currently considering applications from three banks, including one local government bank, to launch biometric payment cards (personal fingerprint), with the support of the Norwegian company Zwipe, which specializes in electronic payment technology.

A source from the CBE expected the bank to end up approving the applications of the three banks, provided that the Egyptian banking sector will witness the actual launch of these cards inside banks during December of this year. https://www.elaosboa.com/1179197/


Tre banker Egypt. Kortene klar i bankene i desember. Bare å vente på melding. Endelig godkjenning av CBE er hva Zwipe venter på.

Nydelig funn, Bulldog -

Jeg forventer alle 10 bankene som eier MEPS skal introdusere BSC til sine brukere.
To allerede lansert + 3 nye her = 5/10 totalt

Hvem produserer kort for zwipe?

Zwipe har vel flere kortprodusenter.
Her er fra i går:
Toppan Gravity acquires Latin American payment card manufacturer
Oct 17, 2023,
UAE-based security provider Toppan Gravity, a Toppan Group company, announced it has acquired Colombian card manufacturer Hogier Gartner & Cía. with the aim of expanding into key markets around the world. Those key markets likely include smart cards with fingerprint biometrics or for digital identity.
Toppan has previously formed partnerships to work on biometric cards for access control, healthcare and payments, the latter through a partnership with Zwipe.
https://www.biometricupdate.com/202310/toppan-gravity-acquires-latin-american-payment-card-manufacturer